Remote Life Underwriting Auditor: Risk & Quality Insights

Manulife; Clayton (NC); Remote; USD 92,000 - 160,000; Full time

Benefits offered by this job

Competitive compensation

Benefits package

Career growth opportunities

Job summary

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives and processes, evaluate the quality and consistency of decisions, and provide actionable insights that help maintain alignment with pricing, mortality assumptions, and regulatory requirements.

This remote role involves auditing post-issue underwriting initiatives, reviewing medical, financial, and operational soundness, and collaborating with Underwriting Management, Risk

Qualifications

• 5+ years of life insurance underwriting experience including medical and financial underwriting.
• Strong understanding of life insurance products, underwriting guidelines, and risk selection principles.
• Ability to interpret complex medical and financial information and assess risk.
• Excellent analytical, attention to detail, and pattern recognition in audits.
• Strong written and verbal communication to present findings to underwriters and leadership.
• High level of professionalism, integrity, and discretion with sensitive information.

Responsibilities

• Audit post-issue underwriting initiatives for technical accuracy and guideline adherence.
• Review medical, financial, and operational underwriting decisions for consistency with guidelines and mortality assumptions.
• Identify errors, trends, and themes; prepare clear reports and management recommendations.
• Collaborate with Underwriting Management and Risk Management to develop CAPs and monitor remediation progress.
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training, coaching, and guideline clarifications.
• Provide input into innovation initiatives (tools, rules engines, GenAI) by testing impact on underwriting quality and risk.
• Assist design and execution of targeted audits for Underwriting Innovation initiatives.
• Ensure audit documentation is complete and suitable for internal audit, governance committees, and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics, and reporting.

Skills

Underwriting expertise

Analytical skills

Communication skills

Collaboration

Organizational skills

Continuous improvement

Education

ALU/FALU/FLMI designations

Tools

Excel

BI tools

Job description

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives and processes, evaluate the quality and consistency of decisions, and provide actionable insights that help maintain alignment with pricing, mortality assumptions, and regulatory requirements.

This remote role involves auditing post-issue underwriting initiatives, reviewing medical, financial, and operational soundness, and collaborating with Underwriting Management, Risk