Remote Indirect Auto Loan Underwriter – Growth Path

High Country Search Group; United States; Remote; USD 39,000 - 44,000; Full time

Benefits offered by this job

Equipment Provided — Laptop and Dual 3

Promotion-from-Within Culture

401(k) with 8% Match

Tuition Reimbursement

PTO and Paid Holidays

Job summary

High Country Search Group is seeking multiple fully remote Auto Loan Underwriters to support a growing portfolio of credit union clients across the country. This contract-to-hire role offers a strong growth trajectory, a 100% remote schedule, and equipment provided for a productive home office.

You will underwrite indirect auto loans, evaluate borrowers, negotiate loan structures with dealers and credit unions, and collaborate with a nationwide team to optimize funding conversions.

Qualifications

• 3+ years of indirect auto underwriting or auto credit analysis experience.

Responsibilities

• Underwrite indirect auto loans and leases for 100+ credit union partners nationwide.
• Evaluate creditworthiness using DTI, LTV, PTI, credit reports, dealer performance, and lending guidelines.
• Communicate directly with dealers and credit union partners to negotiate loan structures.
• Support funding activities and improve approval-to-funding conversion rates.
• Partner with fraud and compliance teams during loan review.
• Participate in process improvement initiatives and system enhancements.
• Collaborate with a nationwide team of underwriting professionals.

Skills

Auto loan underwriting

Credit analysis

DTI/LTV/PTI evaluation

Deal negotiation

Tools

L360

MeridianLink

Ideal

Job description

High Country Search Group is seeking multiple fully remote Auto Loan Underwriters to support a growing portfolio of credit union clients across the country. This contract-to-hire role offers a strong growth trajectory, a 100% remote schedule, and equipment provided for a productive home office.

You will underwrite indirect auto loans, evaluate borrowers, negotiate loan structures with dealers and credit unions, and collaborate with a nationwide team to optimize funding conversions.