Indirect Auto Loan Underwriter

High Country Search Group; United States; Remote; USD 39,000 - 44,000; Full time

Benefits offered by this job

Equipment Provided — Laptop and Dual 3

Promotion-from-Within Culture

401(k) with 8% Match

Tuition Reimbursement

PTO and Paid Holidays

Job summary

High Country Search Group is seeking multiple fully remote Auto Loan Underwriters to support a growing portfolio of credit union clients across the country. This contract-to-hire role offers a strong growth trajectory, a 100% remote schedule, and equipment provided for a productive home office.

You will underwrite indirect auto loans, evaluate borrowers, negotiate loan structures with dealers and credit unions, and collaborate with a nationwide team to optimize funding conversions.

Qualifications

• 3+ years of indirect auto underwriting or auto credit analysis experience.

Responsibilities

• Underwrite indirect auto loans and leases for 100+ credit union partners nationwide.
• Evaluate creditworthiness using DTI, LTV, PTI, credit reports, dealer performance, and lending guidelines.
• Communicate directly with dealers and credit union partners to negotiate loan structures.
• Support funding activities and improve approval-to-funding conversion rates.
• Partner with fraud and compliance teams during loan review.
• Participate in process improvement initiatives and system enhancements.
• Collaborate with a nationwide team of underwriting professionals.

Skills

Auto loan underwriting

Credit analysis

DTI/LTV/PTI evaluation

Deal negotiation

Tools

L360

MeridianLink

Ideal

Job description

FULLY REMOTE AUTO LOAN UNDERWRITERS WANTED

$28–$32/hr | 100% Remote | Growth Opportunity | Equipment Provided

A rapidly expanding national lending services organization is actively hiring multiple Auto Loan Underwriters to support a growing portfolio of credit union clients across the country.

If you have experience underwriting indirect auto loans and enjoy making credit decisions in a fast-paced, high-volume environment, this is an opportunity to join a highly collaborative team with clear advancement opportunities into senior and leadership roles.

What Makes This Opportunity Stand Out?

• 100% Remote – Work from home full-time
• Contract-to-Hire with long-term career growth
• Thursday - Monday schedule (Tuesday and Wednesday off to start)
• Equipment Provided – Laptop and Dual Monitors
• Promotion-from-Within Culture

Outstanding Benefits Upon Conversion:

• 401(k) with 8% Match
• Tuition Reimbursement
• PTO and Paid Holidays
• Employee Appreciation and Cultural Events

Schedule

Thursday – Monday

12:00 PM – 9:00 PM MST

Colorado, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, and Hawaii

Key Responsibilities

• Underwrite indirect auto loans and leases for 100+ credit union partners nationwide
• Evaluate creditworthiness using DTI, LTV, PTI, credit reports, dealer performance, and lending guidelines
• Communicate directly with dealers and credit union partners to negotiate loan structures
• Support funding activities and improve approval-to-funding conversion rates
• Partner with fraud and compliance teams during loan review
• Participate in process improvement initiatives and system enhancements
• Collaborate with a nationwide team of underwriting professionals

Requirements

• 3+ years of indirect auto underwriting or auto credit analysis experience
• Direct or indirect auto lending background
• Experience supporting credit unions or financial institutions
• Experience with platforms such as L360, MeridianLink, Ideal, or similar loan origination systems