Hybrid Indirect Auto Lending Underwriter

Adirondack Bank; Latham (NY); Hybrid; USD 65,000 - 82,000; Full time

Benefits offered by this job

Bonus potential

Tuition reimbursement

Employee Assistance Program

Job summary

Arrow Financial Corporation is seeking an Indirect Automotive Lending Underwriter to originate indirect loans and ensure compliance with lending policies and regulations. You will develop dealer relationships and assess risk to approve, counter-offer, or decline applications.

The role offers a hybrid schedule with two mandatory regional-office days (Latham, Glens Falls, Utica) and three days remote. Salary ranges from $65,000 to $82,000 with potential annual bonus, depending on performance.

Qualifications

• Bachelor’s degree in business administration or equivalent experience required.
• 6 years experience in Consumer Lending required.
• Strong organizational and mathematical skills.
• Excellent communications skills, written and verbal.

Responsibilities

• Approve, counter-offer, or decline Indirect Loan applications within lending authority and policy.
• Analyze applications and credit reports; review financial history and repayment source analysis.
• Develop dealer relationships and maintain regular dealer contact to grow business.
• Monitor performance and report to management to align with department goals.
• Respond to customer inquiries and provide information.
• Provide periodic reports to management and share expertise with the team.
• Participate in community activities as designated by company requirements.

Skills

Interpersonal communication

Risk assessment

Problem solving

Education

Bachelor’s degree in business administration

Job description

Arrow Financial Corporation is seeking an Indirect Automotive Lending Underwriter to originate indirect loans and ensure compliance with lending policies and regulations. You will develop dealer relationships and assess risk to approve, counter-offer, or decline applications.

The role offers a hybrid schedule with two mandatory regional-office days (Latham, Glens Falls, Utica) and three days remote. Salary ranges from $65,000 to $82,000 with potential annual bonus, depending on performance.