Hybrid Indirect Lending Underwriter | Credit Analyst

Arrow Bank

City of Utica (NY)

Hybrid

USD 65,000 - 82,000

Full time

9 days ago

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Benefits offered by this job

Bonus potential
Medical insurance
Dental insurance
Vision insurance
401(k) plan
Tuition reimbursement
Employee assistance program

Job summary

Arrow Financial Corporation seeks an Indirect Automotive Lending Underwriter to originate Indirect Loans and ensure compliance with lending policies. You will review credit profiles, negotiate with dealers, and build strong dealer relationships across NY regions.

The role supports a hybrid schedule with in-person days at regional offices in Latham and Utica, NY, combining remote work with collaborative days on-site.

Qualifications

  • Bachelor’s degree in business administration or equivalent experience required.
  • 6 years experience in Consumer Lending required.
  • Strong organizational and mathematical skills.
  • Excellent communications skills, written and verbal; ability to communicate with customers, co-workers, management, and community/business leaders.

Responsibilities

  • Approve, counter-offer, or decline Indirect Loan applications within lending authority and policy.
  • Analyze applications and credit reports; assess repayment ability.
  • Develop dealer relationships to grow dealer business.
  • Monitor performance and align with department goals.
  • Provide periodic reports to management and share expertise with team.

Skills

Organizational skills
Mathematical skills
Sales & negotiation
Written & verbal communication
Lending regulations knowledge

Education

Bachelor’s degree in business administration

Job description

Arrow Financial Corporation seeks an Indirect Automotive Lending Underwriter to originate Indirect Loans and ensure compliance with lending policies. You will review credit profiles, negotiate with dealers, and build strong dealer relationships across NY regions.

The role supports a hybrid schedule with in-person days at regional offices in Latham and Utica, NY, combining remote work with collaborative days on-site.

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