Hybrid Indirect Auto Lending Underwriter

Glens Falls National Bank And Trust Co; City of Glens Falls (NY); Hybrid; USD 65,000 - 82,000; Full time

Benefits offered by this job

Competitive compensation and annual/in

Health insurance

401(k) and pension plans

Education reimbursement

Employee assistance program

Job summary

Arrow Financial Corporation is seeking an Indirect Automotive Lending Underwriter to originate Indirect Loans and ensure decisions comply with lending policy and regulations. This role builds dealer relationships and uses sound judgment to assess risk.

The position offers hybrid work with three days from home and at least two days in offices in Latham or Utica, NY, and requires a Bachelor’s degree and 6 years in Consumer Lending. Competitive compensation and benefits are provided.

Qualifications

• Bachelor’s degree in business administration or equivalent experience required.
• 6 years experience in Consumer Lending required.
• Knowledge of current lending regulations, automobile industry, indirect lending products/services preferred.

Responsibilities

• Approve, counter-offer, or decline Indirect Loan applications within lending authority and policy.
• Analyze applications and credit reports; perform financial history review and repayment source analysis.
• Develop dealer relationships to foster and retain dealer business.
• Monitor performance and align with department goals.
• Respond to Indirect Loan customer inquiries and requests for information.
• Provide periodic reports and share expertise with the team.
• Participate in community service as designated by Company requirements.

Skills

Interpersonal communication

Risk assessment

Problem solving

Credit analysis

Education

Bachelor’s degree in business administration

6 years consumer lending experience

Job description

Arrow Financial Corporation is seeking an Indirect Automotive Lending Underwriter to originate Indirect Loans and ensure decisions comply with lending policy and regulations. This role builds dealer relationships and uses sound judgment to assess risk.

The position offers hybrid work with three days from home and at least two days in offices in Latham or Utica, NY, and requires a Bachelor’s degree and 6 years in Consumer Lending. Competitive compensation and benefits are provided.