Remote HNW Property Risk Advisor (West Region)

PURE Insurance; Nevada; Remote; USD 80,000 - 100,000; Full time

Job summary

PURE Insurance is seeking a Risk Manager to perform independent risk assessments of high-value homes across the Western United States, supporting underwriting and loss prevention with clear, actionable recommendations.

You will travel frequently, engage directly with members, and act as a trusted PURE representative, delivering professional, empathetic service while assessing risk factors and replacement cost considerations.

Qualifications

• Bachelor’s degree preferred but not required; relevant field experience valued.
• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices.
• OR 5+ years of experience in high‑value home construction, skilled trades, home inspection, appraisal, or a related field.
• Strong interpersonal and oral and written communication skills are a must.
• Demonstrated ability to apply independent judgment and discretion in complex situations.
• Ability to travel extensively throughout the Western United States.

Responsibilities

• Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
• Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
• Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
• Assess property conditions, evaluate replacement cost considerations, identify material risk factors, and determine exposures affecting underwriting decisions, loss potential, and business operations.
• Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
• Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril‑specific scenarios.

Skills

Communication

Independent judgment

Travel readiness

Field risk assessment

Education

Bachelor's degree preferred

Job description

PURE Insurance is seeking a Risk Manager to perform independent risk assessments of high-value homes across the Western United States, supporting underwriting and loss prevention with clear, actionable recommendations.

You will travel frequently, engage directly with members, and act as a trusted PURE representative, delivering professional, empathetic service while assessing risk factors and replacement cost considerations.