HNW Residential Risk Advisor – Independent Assessments

PURE Insurance; Kansas; Hybrid; USD 80,000 - 100,000; Full time

Job summary

PURE Insurance is seeking a Risk Manager to assess complex property exposures and support underwriting and loss prevention for our members who own high-value homes. You will perform PURE 360 Risk assessments, interpret findings, and recommend mitigation strategies while partnering with Underwriting and other teams to inform risk decisions.

Travel to members' homes is required to communicate results professionally.

Qualifications

• Bachelor’s degree preferred but not required – relevant field experience is highly valued.
• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices OR 5+ years of experience in high‑value home construction, skilled trades, home inspection, appraisal, or a related field.
• Strong interpersonal and oral and written communication skills are a must.
• Demonstrated ability to apply independent judgment and discretion in complex situations.
• Ability to work independently with minimal supervision.
• Detail‑oriented with strong problem‑solving skills.
• Professional, trustworthy and passionate about helping others.

Responsibilities

• Perform PURE 360 Risk assessments across regions, construction types, and environmental factors.
• Analyze findings to assess loss probability and severity, using professional judgment to determine recommendations.
• Recommend loss prevention strategies by identifying practical solutions and prioritizing actions by risk impact.
• Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
• Evaluate unique site conditions and risk factors by applying technical knowledge to geographic and peril-specific scenarios.
• Operate independently in the field with flexibility in approach and execution, adapting methods to property-specific conditions.
• Communicate assessment results and recommendations clearly, including the rationale behind decisions.

Skills

Independent judgment

Risk assessment

Communication skills

Field work

Problem solving

Education

Bachelor’s degree preferred

Relevant field experience

Job description

PURE Insurance is seeking a Risk Manager to assess complex property exposures and support underwriting and loss prevention for our members who own high-value homes. You will perform PURE 360 Risk assessments, interpret findings, and recommend mitigation strategies while partnering with Underwriting and other teams to inform risk decisions.

Travel to members' homes is required to communicate results professionally.