Remote-First Senior Payments Risk Lead (AI-Driven)

Coinbase, Inc.; Lansing (MI); Hybrid; USD 180,000 - 212,000; Full time

Benefits offered by this job

Equity compensation

Bonus eligibility

Medical, dental, vision

401(k)

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team to lead high‑impact risk escalations and improve controls across deposits, withdrawals, trading, and other flagged activity.

You will work AI‑native from day one, delivering evidence-based decisions and partnering with Risk Modeling, Fraud Detection, and Analytics to reduce losses while minimizing customer friction.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations.
• Deep understanding of ACH, cards, wires, and crypto rails with risk controls.
• Proficiency in SQL and blockchain analytics.
• Experience reviewing decisions for quality and SOP adherence.
• Uses generative AI with human oversight.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams; make final decisions backed by clear evidence.
• Lead the response to emerging fraud patterns from first detection through root cause analysis, loss assessment, and remediation.
• Maintain expert knowledge of review workflows, SOPs, and risk controls, keeping them current as products and threats evolve.
• Drive rule and model performance in partnership with Risk Modeling and Analytics, tuning controls to reduce losses with minimal customer friction.
• Present findings and recommendations to Risk leadership and partners across Product, Engineering, and Customer Support, coaching analysts to improve accuracy and consistency.

Skills

Payments risk

Fraud investigations

Decision‑making

Communication to stakeholders

Generative AI use

Tools

SQL

Blockchain analytics tools

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team to lead high‑impact risk escalations and improve controls across deposits, withdrawals, trading, and other flagged activity.

You will work AI‑native from day one, delivering evidence-based decisions and partnering with Risk Modeling, Fraud Detection, and Analytics to reduce losses while minimizing customer friction.