Remote-First Senior Payments Risk Analyst

Coinbase, Inc.; Augusta (ME); Hybrid; USD 180,000 - 212,000; Full time

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst for Payments Risk Operations to own complex escalations and drive risk decisions with clear evidence. You’ll collaborate across Risk Modeling, Fraud Detection, and Analytics to improve controls and reduce losses.

You'll apply AI-native workflows from day one, maintain current SOPs, and present findings to risk leadership while coaching junior analysts. This role combines deep payments knowledge with hands-on SQL and blockchain tracing to protect

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with escalation authority.
• Deep understanding of ACH, cards, wires, and crypto rails with proven risk improvements.
• Proficiency in SQL and tracing funds on-chain with analytics tools.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams, including high-dollar losses, suspected fraud rings, and high-profile accounts.
• Lead the response to emerging fraud patterns from first detection through root cause analysis, loss assessment, and remediation.
• Maintain expert knowledge of review workflows, SOPs, and risk controls, keeping them current as products and threats evolve.
• Drive rule and model performance measurement in partnership with Risk Modeling and Analytics, tuning controls that reduce losses with minimal customer friction.
• Present findings and recommendations to Risk leadership and partners across Product, Engineering, and Customer Support, coaching analysts to improve accuracy and consistency.

Skills

SQL

Payments risk

Fraud investigations

AI tooling

Tools

Blockchain analytics tools

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst for Payments Risk Operations to own complex escalations and drive risk decisions with clear evidence. You’ll collaborate across Risk Modeling, Fraud Detection, and Analytics to improve controls and reduce losses.

You'll apply AI-native workflows from day one, maintain current SOPs, and present findings to risk leadership while coaching junior analysts. This role combines deep payments knowledge with hands-on SQL and blockchain tracing to protect