Remote-First Senior Payments Risk Analyst

Coinbase, Inc.; Atlanta (GA); Hybrid; USD 180,000 - 212,000; Full time

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team to own escalations across deposits, withdrawals, trading, and flagged activity. You will apply risk workflows, make final calls, and drive improvements in policies with cross-functional partners.

You will lead responses to evolving fraud patterns, maintain SOP knowledge, and collaborate with Risk Modeling, Analytics, and Engineering to reduce losses while preserving customer experience.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations.
• Experience as escalation point for complex cases with decision-making authority.
• Deep knowledge of ACH, cards, wires, and crypto payment rails with proven risk-improvement track record.
• Ability to communicate complex risk decisions to both technical and non-technical stakeholders.
• Uses generative AI responsibly with human oversight to improve workflows.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams with high-dollar losses.
• Lead the response to emerging fraud patterns from detection to remediation.
• Maintain expert knowledge of review workflows, SOPs, and risk controls.
• Drive rule and model performance in partnership with Risk Modeling and Analytics.
• Present findings to Risk leadership and coach analysts for accuracy and consistency.

Skills

Payments risk operations

Fraud investigations

Escalation point authority

SQL

Blockchain analytics

AI tooling usage

Stakeholder communication

Tools

SQL

Blockchain analytics

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team to own escalations across deposits, withdrawals, trading, and flagged activity. You will apply risk workflows, make final calls, and drive improvements in policies with cross-functional partners.

You will lead responses to evolving fraud patterns, maintain SOP knowledge, and collaborate with Risk Modeling, Analytics, and Engineering to reduce losses while preserving customer experience.