Remote Senior Payments Risk Analyst - AI-Driven Fraud

Coinbase, Inc.; Santa Fe (NM); Hybrid; USD 180,000 - 212,000; Full time

Benefits offered by this job

Equity

Bonus eligibility

Medical, dental, vision, 401(k)

Job summary

Coinbase is seeking a Senior Risk Analyst for Payments Risk Operations to escalate and resolve high‑impact cases across deposits, withdrawals, trading, and flagged activity. You will apply risk workflows, make final decisions with clear evidence, and collaborate with Risk Modeling, Fraud Detection and Analytics to strengthen controls.

You will work with SQL and on‑chain tracing, monitor fraud patterns from detection to remediation, and guide analysts to improve accuracy and efficiency while

Qualifications

• 7+ years in payments risk, fraud operations, or investigations with escalation authority.
• Deep understanding of ACH, cards, wires, and crypto rails with risk improvements.
• Proficiency in SQL and tracing funds on-chain with analytics tools.
• Experience reviewing decisions for quality and communicating to stakeholders.
• Uses generative AI with human oversight to improve workflows.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams with high-dollar losses.
• Lead the response to emerging fraud patterns from detection to remediation.
• Maintain expert knowledge of review workflows, SOPs, and risk controls.
• Drive rule/model performance and tune controls to reduce losses with minimal friction.
• Present findings to Risk leadership and coach analysts for accuracy.

Skills

Payments risk

Fraud operations

SQL

Blockchain analytics tools

Communication

Tools

Blockchain analytics tools

Job description

Coinbase is seeking a Senior Risk Analyst for Payments Risk Operations to escalate and resolve high‑impact cases across deposits, withdrawals, trading, and flagged activity. You will apply risk workflows, make final decisions with clear evidence, and collaborate with Risk Modeling, Fraud Detection and Analytics to strengthen controls.

You will work with SQL and on‑chain tracing, monitor fraud patterns from detection to remediation, and guide analysts to improve accuracy and efficiency while