Senior Payments Risk Analyst - Remote-First, High-Impact

Coinbase, Inc.; Columbus (OH); Remote; USD 180,000 - 212,000; Full time

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst to join the Payments Risk Operations team. You will own escalations from complex cases, applying deep knowledge of payment rails and risk controls to drive evidence-based decisions.

As part of a cross-functional group with Risk Modeling, Fraud Detection, and Analytics, you will refine rules and models, communicate findings to leadership, and guide analysts. This is a remote-first role with quarterly in-person surges, open to candidates nationwide.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with escalation authority.
• Deep understanding of ACH, cards, wires, and crypto rails with risk controls improvements.
• Proficiency in SQL and on-chain tracing with blockchain analytics tools.
• Experience reviewing analyst decisions for quality and SOP adherence.
• Responsible use of generative AI with human oversight to improve workflow.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams, including high-dollar losses and suspected fraud, with final evidence-backed decisions.
• Lead the response to emerging fraud patterns from detection to root-cause analysis and remediation.
• Maintain current knowledge of review workflows, SOPs, and risk controls as products/threats evolve.
• Drive rule and model performance in partnership with Risk Modeling and Analytics, tuning controls to reduce losses with minimal customer friction.
• Present findings and recommendations to Risk leadership and partners across Product, Engineering, and Customer Support, coaching analysts.

Skills

Payments risk

Fraud operations

SQL

Blockchain analytics

Risk decisions

AI usage

Tools

Blockchain analytics tools

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst to join the Payments Risk Operations team. You will own escalations from complex cases, applying deep knowledge of payment rails and risk controls to drive evidence-based decisions.

As part of a cross-functional group with Risk Modeling, Fraud Detection, and Analytics, you will refine rules and models, communicate findings to leadership, and guide analysts. This is a remote-first role with quarterly in-person surges, open to candidates nationwide.