Remote Facets Product & Benefits Architect

Cognizant; California (MO); Remote; USD 113,000 - 130,000; Full time

Benefits offered by this job

Health insurance

Paid time off

401(k) plan

Disability insurance

Parental leave

Employee stock purchase plan

Job summary

Cognizant is seeking a Facets Product and Benefits Consultant to design, configure, and implement healthcare products within the Facets platform. This remote, US-only role collaborates with business stakeholders across claims, pricing, networks and operations to deliver scalable, compliant benefit solutions that support accurate adjudication and positive member experiences.

You will analyze requirements, design benefit structures, and validate configurations, while supporting production launches

Qualifications

• Bachelor's degree in Information Technology, Business, Healthcare Administration, or equivalent professional experience.
• 6+ years of healthcare payer experience, including at least 4 years of hands-on Facets Product and Benefits configuration experience.
• Strong expertise in healthcare benefit design, including copays, coinsurance, deductibles, out-of-pocket maximums, accumulators, limits, exclusions, and network variations.
• Deep understanding of how product and benefit configuration impacts claims adjudication, pricing, provider networks, eligibility, and membership processing.
• Experience documenting requirements, developing solution designs, performing configuration analysis, and supporting end-to-end testing activities.
• Strong analytical, problem-solving, communication, and stakeholder management skills.
• Experience supporting Commercial, Medicare, Medicaid, or other healthcare payer lines of business.

Responsibilities

• Analyze business, operational, and regulatory requirements and translate them into effective Facets Product and Benefits configurations.
• Design healthcare products, benefit structures, accumulators, cost-sharing models, coverage tiers, and network-based benefit rules.
• Configure, validate, and maintain Facets Product and Benefits components while ensuring solution quality, scalability, and alignment with business requirements.
• Partner with cross-functional teams to assess impacts across claims, pricing, provider networks, eligibility, and downstream systems.
• Develop test scenarios and validate claims outcomes for deductibles, copays, coinsurance, out-of-pocket maximums, accumulators, and network variations.
• Troubleshoot configuration issues, perform root cause analysis, and implement sustainable resolutions.
• Support production implementations, product launches, benefit updates, releases, and post-production stabilization activities.

Skills

Facets configuration

Healthcare payer domain

Stakeholder management

SQL

Education

Bachelor's degree in Information Technology, Business, Healthcare Administration, or equivalent

Tools

Facets interface

Job description

Cognizant is seeking a Facets Product and Benefits Consultant to design, configure, and implement healthcare products within the Facets platform. This remote, US-only role collaborates with business stakeholders across claims, pricing, networks and operations to deliver scalable, compliant benefit solutions that support accurate adjudication and positive member experiences.

You will analyze requirements, design benefit structures, and validate configurations, while supporting production launches