Remote Facets Product & Benefits Architect

Cognizant; Pleasanton (CA); Remote; USD 113,000 - 130,000; Full time

Benefits offered by this job

Medical/Dental/Vision/Life Insurance

Paid holidays plus PTO

401(k) plan and contributions

Long-term/Short-term Disability

Paid Parental Leave

Employee Stock Purchase Plan

Job summary

Cognizant is seeking a Facets Product and Benefits Consultant to design, configure, and implement healthcare products and benefit plans within the Facets platform. This remote US role collaborates with stakeholders across claims, pricing, networks, and operations to deliver compliant, scalable benefit solutions.

The role requires deep expertise in benefit design, plus hands-on Facets configuration experience and strong analytical, communication, and collaboration skills.

Qualifications

• Bachelor's degree in IT, Business, Healthcare Administration, or related field, or equivalent professional experience.
• 6+ years of healthcare payer experience, including at least 4 years of hands-on Facets Product and Benefits configuration experience.
• Strong expertise in healthcare benefit design, including copays, coinsurance, deductibles, out-of-pocket maximums, accumulators, limits, exclusions, and network variations.
• Deep understanding of how product and benefit configuration impacts claims adjudication, pricing, provider networks, eligibility, and membership processing.
• Experience documenting requirements, developing solution designs, performing configuration analysis, and supporting end-to-end testing activities.
• Strong analytical, problem-solving, communication, and stakeholder management skills.
• Experience supporting Commercial, Medicare, Medicaid, or other healthcare payer lines of business.

Responsibilities

• Analyze business, operational, and regulatory requirements and translate them into effective Facets Product and Benefits configurations.
• Design healthcare products, benefit structures, accumulators, cost-sharing models, coverage tiers, and network-based benefit rules.
• Configure, validate, and maintain Facets Product and Benefits components while ensuring solution quality, scalability, and alignment with business requirements.
• Partner with cross-functional teams to assess impacts across claims, pricing, provider networks, eligibility, and downstream systems.
• Develop test scenarios and validate claims outcomes for deductibles, copays, coinsurance, out-of-pocket maximums, accumulators, and network variations.
• Troubleshoot configuration issues, perform root cause analysis, and implement sustainable resolutions.
• Support production implementations, product launches, benefit updates, releases, and post-production stabilization activities.

Skills

Analytical skills

Problem-solving

Communication

Stakeholder management

Healthcare payer experience

Education

Bachelor's degree in IT/Business/Healthcare

Tools

SQL

Data analysis tools

Facets interface

Job description

Cognizant is seeking a Facets Product and Benefits Consultant to design, configure, and implement healthcare products and benefit plans within the Facets platform. This remote US role collaborates with stakeholders across claims, pricing, networks, and operations to deliver compliant, scalable benefit solutions.

The role requires deep expertise in benefit design, plus hands-on Facets configuration experience and strong analytical, communication, and collaboration skills.