Remote Credit Analyst — Risk & Collections (MN)

Post Holdings, Inc.; Lakeville (MN); Remote; USD 56,000 - 76,000; Full time

Job summary

Post Consumer Brands is seeking a Credit Analyst in Minnesota with remote eligibility to manage credit and collections for a portfolio of business customers. You will evaluate creditworthiness, monitor exposure, and review orders for release while balancing risk and customer relationships.

You will use financial data, industry trends, and sound judgment to protect the business, support timely decisions, and improve receivables performance.

Qualifications

• Proficiency with Microsoft Office Suite and credit, accounts receivable, reporting, customer-management systems, and customer portals.
• Strong knowledge of credit-risk assessment, collections, account reconciliation, and receivables management.
• Ability to independently prioritize work based on aging, dollar exposure, payment history, order urgency, and financial risk.

Responsibilities

• Conduct credit investigations for new and existing customers using credit applications, financial information, references, third-party resources, and industry data.
• Evaluate customer creditworthiness and recommend or establish credit limits within assigned authority; partner with the Credit Manager on higher-volume, extended-term, or elevated-risk situations.
• Monitor payment activity, credit exposure, account history, aging, and emerging risk indicators; identify changes that may signal increased financial risk.
• Prioritize and pursue collection activity through telephone, email, customer portals, and other appropriate methods; document customer commitments, disputes, and follow-up.
• Research payments, credit memos, deductions, potential cash-application issues, and unearned cash discounts; coordinate resolution with the appropriate teams.
• Review customer orders against credit guidelines, available credit, account status, payment history, and current exposure; release, hold, or hold orders within established authority.
• Maintain complete and accurate credit files, customer credit and billing information, Accounts Payable contacts, and supporting account records.
• Coordinate with Customer Master Data and internal partners to support accurate ship-to, billing, invoice, and account relationships.
• Prepare weekly, monthly, and ad hoc credit and collection reporting; communicate significant payment trends, collection barriers, and elevated risk to the Credit Manager.
• Monitor industry and third-party credit information, maintain credit and collection procedures, and support continuous improvement in controls, efficiency, risk management, and Days Sales Outstanding.

Skills

Microsoft Office Suite

Credit risk assessment

Accounts receivable processes

Customer portals

Education

Bachelor’s degree in Accounting, Finance, Business Administration, or related field

Associate degree with relevant experience may be considered

Tools

Credit management systems

Customer portals

Microsoft Office

Job description

Post Consumer Brands is seeking a Credit Analyst in Minnesota with remote eligibility to manage credit and collections for a portfolio of business customers. You will evaluate creditworthiness, monitor exposure, and review orders for release while balancing risk and customer relationships.

You will use financial data, industry trends, and sound judgment to protect the business, support timely decisions, and improve receivables performance.