Remote Credit Risk Analyst | Collections & Analytics

Sourcehub; Greenville (SC); Remote; USD 13,000 - 19,000; Full time

Benefits offered by this job

Health insurance

Meal/food allowance BRL 40 per day

Transportation allowance or on-site/40

Life insurance

PPR

Job summary

SourceHub, a global SSC for ScanSource, is hiring a Financial Analyst to support credit and collections in a multinational setting. You will assess client creditworthiness, monitor portfolio risk, and collaborate with internal teams to balance risk and growth.

The role requires 3+ years in credit analysis, strong Excel and ERP experience, and advanced English. Remote work is available; Brazil CLT with competitive benefits is offered.

Qualifications

• Bachelor's degree in business, accounting, economics, or related fields.
• Minimum 3 years in credit analysis, collections, or related financial areas (B2B/PJ).
• Strong financial analysis knowledge including ratios, credit risk assessment, and cash flow evaluation.
• Advanced English (B2/C1) for international environments and reporting.
• Advanced Excel skills (pivot tables, financial analysis, scenario building).
• Experience with ERP systems (SAP, Oracle, Totvs, Protheus) and credit bureaus.

Responsibilities

• Evaluate and monitor client creditworthiness by analyzing financial statements (Balance Sheet, P&L, Cash Flow).
• Define credit limits using liquidity, leverage, and profitability indicators.
• Analyze scenarios, market trends, and cash flow projections for risks/opportunities.
• Manage credit risk by calculating default probability and issuing recommendations.
• Review and approve credit applications per internal policies and regulatory requirements.
• Monitor overdue accounts and lead collections, negotiations, and recovery strategies.
• Support contract adjustments and propose guarantees to mitigate risks.
• Prepare KPI reports (DSO, aging, provisions) and maintain records.
• Collaborate with Sales, Legal, and Finance to align credit terms and resolve disputes.

Skills

Advanced English

Excel

Analytical skills

Communication & negotiation

Prioritization

Education

Bachelor's degree in Business Administration / Accounting / Economics

Tools

SAP

Oracle

Totvs/Protheus

Job description

SourceHub, a global SSC for ScanSource, is hiring a Financial Analyst to support credit and collections in a multinational setting. You will assess client creditworthiness, monitor portfolio risk, and collaborate with internal teams to balance risk and growth.

The role requires 3+ years in credit analysis, strong Excel and ERP experience, and advanced English. Remote work is available; Brazil CLT with competitive benefits is offered.