Commercial Credit Analyst: Risk Insight & Loan Reviews

Scale Bank; Edina (MN); On-site; USD 55,000 - 75,000; Full time

Job summary

Scale Bank in Edina, MN is seeking a Commercial Credit Analyst to support our commercial lending teams. You will assess creditworthiness, analyze financial data, and prepare reviews to protect the bank's assets.

The role emphasizes independent judgment, coordination of credit reviews, and risk monitoring. Ideal candidates have 1–3 years in banking, strong Excel skills, and the ability to work with Relationship Managers to drive timely, accurate credit decisions.

Qualifications

• Bachelor's degree in finance, accounting or related discipline.
• 1–3 years of banking or financial services experience preferred.
• Proficient in MS Office products, especially Excel.

Responsibilities

• Analyze client financial data to assess credit-worthiness and inform decision-makers.
• Prepare loan reviews/presentations on clients/prospects.
• Assist Relationship Managers in sales support and CRM updates.
• Monitor portfolio credit risk and support credit monitoring processes.

Skills

Financial analysis

Credit risk assessment

MS Office (Excel)

Time management

Communication skills

Interpersonal skills

Teamwork

Curiosity

Education

Bachelor's degree in finance, accounting or related discipline

Tools

MS Office Excel

Job description

Scale Bank in Edina, MN is seeking a Commercial Credit Analyst to support our commercial lending teams. You will assess creditworthiness, analyze financial data, and prepare reviews to protect the bank's assets.

The role emphasizes independent judgment, coordination of credit reviews, and risk monitoring. Ideal candidates have 1–3 years in banking, strong Excel skills, and the ability to work with Relationship Managers to drive timely, accurate credit decisions.