Remote Commercial Real Estate Underwriter

Taleo; Draper (UT); Remote; USD 73,000 - 130,000; Full time

Benefits offered by this job

Telecommuter policy

Job summary

UnitedHealth Group seeks an experienced Commercial Underwriter to analyze and underwrite loan requests, assess credit risk, and present findings to the Credit team. The role supports portfolio management and client relationships across a national remote work model.

The position requires 2+ years in loan analysis and underwriting, plus a finance-related bachelor’s degree. Remote work flexibility applies with in-office requirements in certain hubs; strong regulatory knowledge is essential.

Qualifications

• 2+ years of experience analyzing business and personal financial statements associated with loan requests.
• 2+ years of experience underwriting commercial loans, including commercial real estate loans.
• Understanding and knowledge of FDIC and other regulatory rules and requirements.

Responsibilities

• Analyze new commercial loan requests and perform periodic reviews on existing commercial loans.
• Conduct analysis of financial statements and assess overall credit risk of new and existing loans.
• Take lead role in presenting analysis, findings, and recommendations to Portfolio Managers, Underwriters, and other members of the Credit team.
• Assess and recommend risk ratings for analyzed loans.
• Be knowledgeable of policies, guidelines, procedures, regulations and systems applicable to the credit team functions.
• Complete quarterly and annual covenant compliance testing for existing loans in the portfolio.
• Analyze and document loan modification requests.
• Assist with portfolio management and monitoring.
• Develop and maintain positive relationships with internal and external clients.
• Assist with special projects and complete other duties as assigned.

Skills

Credit analysis

Underwriting

Financial statement analysis

Communication

Education

Bachelor’s degree in finance, business, accounting, or economics

Job description

UnitedHealth Group seeks an experienced Commercial Underwriter to analyze and underwrite loan requests, assess credit risk, and present findings to the Credit team. The role supports portfolio management and client relationships across a national remote work model.

The position requires 2+ years in loan analysis and underwriting, plus a finance-related bachelor’s degree. Remote work flexibility applies with in-office requirements in certain hubs; strong regulatory knowledge is essential.