Remote Commercial Portfolio Manager & Credit Risk

Fifth Third Bank; Guin (AL); Remote; USD 82,000 - 173,000; Full time

Benefits offered by this job

Incentive compensation plan

Extensive benefits

Job summary

Fifth Third Bank is seeking a Portfolio Manager II to oversee a portfolio of commercial loans, perform underwriting, and provide sound credit recommendations. The role partners with Relationship Managers and Credit Risk and emphasizes risk review, covenant analysis, and collateral evaluation.

Responsibilities include monitoring borrower performance, risk rating assessment, and preparing senior-management portfolio reports.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum 6 years of experience in portfolio management or related finance roles.
• Strong accounting, credit analysis, and financial modeling capabilities.
• Excellent interpersonal and communication skills for cross-functional collaboration.
• Ability to manage multiple projects and meet deadlines.

Responsibilities

• Monitor and manage the bank's commercial loan portfolio with Credit Risk and Relationship Managers.
• Analyze historical financials and projections to support risk ratings and identify trends.
• Oversee underwriting, approval, and documentation for transactions including amendments and treasury products.
• Provide credit decisions and interpret lending policies for business partners.
• Maintain compliance with internal policies and regulatory guidelines.
• Mentor junior team members and deliver portfolio performance reports to senior management.
• Ensure accuracy of system records and data governance.

Skills

Portfolio management

Credit risk

Credit underwriting

Financial modeling

Communication skills

Project management

Education

Bachelor’s degree in Finance, Business Administration, or related field

Job description

Fifth Third Bank is seeking a Portfolio Manager II to oversee a portfolio of commercial loans, perform underwriting, and provide sound credit recommendations. The role partners with Relationship Managers and Credit Risk and emphasizes risk review, covenant analysis, and collateral evaluation.

Responsibilities include monitoring borrower performance, risk rating assessment, and preparing senior-management portfolio reports.