Equipment Finance Portfolio Manager

Fifth Third Bank; Chicago (IL); On-site; USD 71,000 - 146,000; Full time

Job summary

Fifth Third Bank seeks a Portfolio Manager I to oversee a portfolio of commercial loans and underwriting transactions. You will review financial statements, monitor borrower performance, and interact with clients to understand risk profiles and credit needs.

You will partner with Relationship Managers, Senior Portfolio Managers, and Credit Risk across the deal lifecycle, handling covenant analysis, collateral evaluation, risk ratings, and sound credit recommendations while ensuring compliance

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum of 3 years of commercial banking credit experience that ideally includes equipment finance.
• Strong analytical skills and critical thinking skills.
• Strong verbal and written communication skills.
• Professional presence (client-facing).
• Ability to partner with all deal stakeholders including clients, relationship manager and credit teams.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem solving.
• Proficient in technology and the ability to learn new applications.
• Ability to manage multiple projects and meet deadlines.

Responsibilities

• Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.
• Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew or modify deals.
• Work closely with Credit Risk, Senior Portfolio Managers and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends.
• Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
• Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
• Ensure compliance with internal policies and regulatory guidelines.
• Actively involved in the training of junior team members.
• Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives.

Skills

Analytical skills

Verbal and written communication

Client-facing

Financial modeling

Risk assessment

Problem solving

Multi-project management

Team collaboration

Education

Bachelor’s degree in Finance, Business Administration, or related field

Tools

Excel

Financial software

Job description

Fifth Third Bank seeks a Portfolio Manager I to oversee a portfolio of commercial loans and underwriting transactions. You will review financial statements, monitor borrower performance, and interact with clients to understand risk profiles and credit needs.

You will partner with Relationship Managers, Senior Portfolio Managers, and Credit Risk across the deal lifecycle, handling covenant analysis, collateral evaluation, risk ratings, and sound credit recommendations while ensuring compliance