Senior CRE Portfolio Manager

Fifth Third Bank; Charlotte (NC); On-site; USD 82,000 - 173,000; Full time

Job summary

Fifth Third Bank in Chicago, IL is seeking a Portfolio Manager II to manage a commercial loan portfolio, analyze financials, and structure credit risk. You will partner with Relationship Managers and Credit Risk to monitor performance and prepare sound credit recommendations.

The role requires a bachelor's degree, 6+ years CRE underwriting, strong analytical and communication skills, and the ability to manage multiple deals while ensuring compliance with bank policies.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field.
• 6+ years CRE underwriting experience with income-producing, construction, and REITs in various asset classes.
• Strong credit analysis skills including cash flow, guarantor, collateral, and repayment source evaluation.
• Experience structuring and presenting credit recommendations while applying bank credit policy and risk rating standards.
• Strong verbal and written communication skills.
• Professional presence (client-facing).
• Strong interpersonal and communication skills with the ability to collaborate with partners.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem solving.
• Proficient in technology and ability to learn new applications.
• Ability to manage multiple projects and meet deadlines.

Responsibilities

• Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.
• Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew or modify deals.
• Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
• Analyze historical financials and projections to ensure accurate risk ratings and identify emerging credit problems.
• Manage underwriting, approval and documentation for transactions including new money, extensions, amendments, waivers, and ancillary products.
• Review and recommend credit decisions; perform final risk rating analysis; provide policy interpretation to partners.
• Ensure compliance with internal policies and regulatory guidelines.
• Mentor junior team members to enhance skills and performance.
• Meet with prospects / clients as needed.
• Create and deliver portfolio performance reports and presentations for senior management.

Skills

Credit analysis

Financial modeling

Risk assessment

Communication skills

Interpersonal skills

Project management

Technology adaptability

Education

Bachelor's degree in Finance/Business

Job description

Fifth Third Bank in Chicago, IL is seeking a Portfolio Manager II to manage a commercial loan portfolio, analyze financials, and structure credit risk. You will partner with Relationship Managers and Credit Risk to monitor performance and prepare sound credit recommendations.

The role requires a bachelor's degree, 6+ years CRE underwriting, strong analytical and communication skills, and the ability to manage multiple deals while ensuring compliance with bank policies.