Dynamic Commercial Portfolio Manager

Fifth Third Bank; New York (NY); Vor Ort; USD 82.000 - 173.000; Vollzeit

Zusammenfassung

Fifth Third Bank in New York, NY is seeking a Portfolio Manager II to oversee a portfolio of commercial loans, review financial statements, and monitor borrower risk. You will work closely with Relationship Managers and Credit Risk to structure covenants and prepare credit recommendations.

The role requires a 6+ year background in portfolio management or commercial banking, a strong grasp of accounting, underwriting, and financial modeling, and the ability to manage multiple deals while

Qualifikationen

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum of 6 years of experience in portfolio management, commercial banking, or related discipline.
• Strong understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong analytical skills and critical thinking skills.
• Strong verbal and written communication skills.
• Professional presence (client-facing).
• Strong interpersonal and communication skills with the ability to collaborate effectively with business and risk partners
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem solving.
• Proficient in technology and ability to learn new applications.
• Ability to manage multiple projects and meet deadlines.

Aufgaben

• Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.
• Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew or modify deals.
• Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends.
• Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
• Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
• Ensure compliance with internal policies and regulatory guidelines.
• Actively involved in the recruiting, training, and mentoring of junior team members to enhance their skills and performance.
• Meet with prospects / clients as needed.
• Create and deliver comprehensive portfolio performance reports and presentations for senior management, offering strategic insights and high-level recommendations.
• Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives.

Kenntnisse

Portfolio management

Credit analysis

Underwriting

Financial modeling

Risk analysis

Analytical thinking

Communication skills

Client-facing

Project management

Legal documentation

Problem solving

Technology proficiency

Multi-project management

Ausbildung

Bachelor's degree in Finance

Bachelor's degree in Business Administration

Tools

Credit risk systems

Jobbeschreibung

Fifth Third Bank in New York, NY is seeking a Portfolio Manager II to oversee a portfolio of commercial loans, review financial statements, and monitor borrower risk. You will work closely with Relationship Managers and Credit Risk to structure covenants and prepare credit recommendations.

The role requires a 6+ year background in portfolio management or commercial banking, a strong grasp of accounting, underwriting, and financial modeling, and the ability to manage multiple deals while