Remote 3rd-Party Collections Specialist – Commission

LCS Financial Services Corporation; Wilmington (VT); Remote; USD 42,000 - 64,000; Full time

Benefits offered by this job

100% Remote Position

Commission: Performance-based earnings

Mon–Fri Schedule

Medical, Dental & Vision Insurance

Life Insurance & Disability Coverage

401k Retirement Plan

Paid Holidays

Discretionary Time Off (DTO)

Team-Oriented Environment

Job summary

LCS Financial Services Corporation offers a 100% remote Collections Specialist role nationwide, inviting experienced debt collectors to join a performance-driven team from a home-based setup.

Responsibilities include negotiating resolutions on delinquent accounts, setting up payment plans, and ensuring regulatory compliance while contributing to recovery goals. Eligible states and remote work enable flexible, home-based performance opportunities.

Qualifications

• Minimum of 2 years of third-party debt collection experience.
• Strong negotiation, persuasion, and conflict-resolution skills.
• Proven ability to manage collection accounts and negotiate successful payment arrangements.
• Excellent verbal communication, active listening, and telephone etiquette.
• Strong organizational skills and attention to detail.
• Ability to work independently while contributing to team goals.
• Professionalism, reliability, accountability, and a positive attitude.
• Working knowledge of applicable debt collection laws and regulations.
• High school diploma or equivalent.
• Ability to maintain a professional, distraction-minimized remote workspace suitable for confidential customer conversations.
• Reliable internet connectivity sufficient to perform job responsibilities.
• Ability to remain available, responsive, and productive throughout scheduled working hours.
• Must reside and work in an LCS-approved state.

Responsibilities

• Managing inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
• Negotiating payment arrangements and settlement agreements based on borrowers' individual financial circumstances.
• Utilizing skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
• Managing assigned account portfolios and prioritizing collection activities to maximize recovery opportunities.
• Consistently working toward individual and departmental performance goals.
• Maintaining accurate and detailed account documentation.
• Delivering professional, respectful customer interactions while navigating difficult conversations.
• Ensuring compliance with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
• Maintaining consistent communication with management and team members while working remotely.

Skills

Negotiation

Persuasion

Conflict resolution

Verbal communication

Active listening

Organization

Independent work

Education

High school diploma or equivalent

Tools

Skip-tracing tools

Collection management systems

Job description

LCS Financial Services Corporation offers a 100% remote Collections Specialist role nationwide, inviting experienced debt collectors to join a performance-driven team from a home-based setup.

Responsibilities include negotiating resolutions on delinquent accounts, setting up payment plans, and ensuring regulatory compliance while contributing to recovery goals. Eligible states and remote work enable flexible, home-based performance opportunities.