Commercial Banker

First Citizens Bank; Winston-Salem (NC); In loco; USD 70.000 - 110.000; Tempo pieno

Descrizione del lavoro

First Citizens Bank seeks a Commercial Banker to develop and manage relationships with midsize businesses in its community. You will target companies with revenues between $10-$35mm and coordinate with partners to fulfill borrowing, deposit and cash management needs.

The role may be filled as Banker I or II based on experience, with responsibilities spanning growth, credit underwriting and strategic referrals.

Competenze

• Bachelor's Degree with relevant experience in commercial or business lending, or a high school diploma with extensive lending experience.
• Strong financial analysis and credit underwriting skills.
• Sales planning, forecasting and business development capabilities.

Mansioni

• Grow bank relationships through business loans, deposits and fee income.
• Engage with local business owners to develop lending opportunities.
• Represent the bank at community and networking events.
• Support efficient loan approval processes with credit partners.
• Collaborate with bank partners to deepen client relationships.

Formazione

Bachelor's Degree

High School Diploma or GED/Equivalent

Descrizione del lavoro

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

This position is responsible for acquiring and managing a portfolio of commercial banking relationships. Develops and maintains an active prospect list, customer outreach plan and quality referral sources for companies between $10-$35mm in annual revenues. Is the primary contact for borrowing needs and provides subject matter expertise for deposit and cash flow management needs. This position works with various sales partners to build and manage full banking relationships.

This position may be filled as a Commercial Banker I or II based on the skills and experience of the selected candidate.

Responsibilities & Qualifications

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Position Specific Skills

• Application of a structured sales process
• Providing financial guidance and expertise
• Sales planning and forecasting
• Financial analysis
• Credit underwriting
• Knowledge of business lending, deposit and cash management solutions
• Knowledge retail and wealth solutions referred
• Business development
• Networking and building centers of influence

Qualifications

Commercial Banker I Qualifications: Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in Commercial or business lending, credit or business development

Commercial Banker II Qualifications: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial or business lending, credit or business development

Additional Requirements

• Business development experience
• Financial analysis and credit underwriting skills
• Knowledge of commercial lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience

Preferred Qualifications

Established COI's and referral sources

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.