Commercial Banker

First Citizens Bank; Charlotte (NC); Vor Ort; USD 80.000 - 120.000; Vollzeit

Zusammenfassung

First Citizens Bank is seeking a Commercial Banker to develop and manage a portfolio of business clients with annual revenues between $10–$35 million. You will originate loans, deposits, and fee income while expanding strong relationships with community business owners in Charlotte.

The role requires collaboration with credit partners and sales peers to deliver comprehensive banking solutions, including cash management and deposit products.

Qualifikationen

• Bachelor's degree with 6+ years in commercial lending or business development
• HS diploma with 10+ years in commercial lending, credit or business development
• Experience in commercial lending, deposits and cash management solutions

Aufgaben

• Make an impact by growing bank loans, deposits and fee income.
• Leverage your network to create lending opportunities with local business owners.
• Represent the bank at civic, community and networking events.
• Engage in an efficient loan approval process with credit partners.
• Collaborate with bank partners to deepen full client relationships.

Kenntnisse

Sales process

Financial guidance

Forecasting

Financial analysis

Credit underwriting

Business lending knowledge

Deposits & cash management

Retail & wealth knowledge

Business development

Networking & COIs

Ausbildung

Bachelor's degree

HS diploma or GED

Jobbeschreibung

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

This position is responsible for acquiring and managing a portfolio of commercial banking relationships. Develops and maintains an active prospect list, customer outreach plan and quality referral sources for companies between $10-$35mm in annual revenues. Is the primary contact for borrowing needs and provides subject matter expertise for deposit and cash flow management needs. This position works with various sales partners to build and manage full banking relationships.

This position may be filled as a Commercial Banker I or II based on the skills and experience of the selected candidate.

Responsibilities & Qualifications

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Position Specific Skills

• Application of a structured sales process
• Providing financial guidance and expertise
• Sales planning and forecasting
• Financial analysis
• Credit underwritingKnowledge of business lending, deposit and cash management solutions
• Knowledge retail and wealth solutions referred
• Business development
• Networking and building centers of influence

Qualifications

• Commercial Banker I qualifications: Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in Commercial or business lending, credit or business development
• Commercial Banker II qualifications Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial or business lending, credit or business development

Additional Requirements

• Business development experience
• Financial analysis and credit underwriting skills
• Knowledge of commercial lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience

Preferred Qualifications

• Established COI's and referral sources

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.