Mortgage Originator: Build Relationships & Close Loans

Wintrust Financial Corporation; Bloomingdale (IL); On-site; USD 17,000 - 24,000; Full time

Benefits offered by this job

Medical Insurance

401(k) with company match

Dental Insurance

Vision Insurance

Parental Leave

Job summary

Wintrust Mortgage is seeking a Mortgage Loan Originator to procure new loan requests and serve as the primary contact for applicants. You will assemble applications, guide borrowers through program selection and required documents, and coordinate closing while developing referral networks with realtors and builders.

The role requires at least two years of origination experience, knowledge of pricing and underwriting, and strong communication skills.

Qualifications

• Minimum two years of mortgage loan origination experience.
• Pricing and underwriting requirements knowledge.
• Residential mortgage processing, underwriting and closing knowledge.
• Familiarity with federal lending regulations (TILA, RESPA).
• Ability to analyze financial information.
• Excellent interpersonal and communication skills.
• Outlook proficiency required.
• NMLS registration under SAFE Act of 2008.
• Ability to travel.

Responsibilities

• The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program.
• The Loan Originator assists the borrower in selecting the proper loan program and gathering docs.
• Conducts preliminary underwriting reviews.
• Remains front line contact with the borrowers.
• A credit report is obtained and analyzed by the Loan Originator.
• The Loan Originator is heavily involved with the client during the application and closing process.
• Develops referral relationships with realtors, builders, bankers and other sources to solicit new business.

Skills

Mortgage origination

Pricing & underwriting

Mortgage processing

Lending regulations (TILA/RESPA)

Financial analysis

Interpersonal skills

Professional demeanor

Judgment & diplomacy

Outlook proficiency

NMLS (SAFE Act)

Travel ability

Job description

Wintrust Mortgage is seeking a Mortgage Loan Originator to procure new loan requests and serve as the primary contact for applicants. You will assemble applications, guide borrowers through program selection and required documents, and coordinate closing while developing referral networks with realtors and builders.

The role requires at least two years of origination experience, knowledge of pricing and underwriting, and strong communication skills.