Mortgage Loan Originator — Grow Your Client Network & Impact

Wintrust Financial Corporation; Madison (WI); On-site; USD 21,000 - 30,000; Full time

Benefits offered by this job

Medical Insurance

Dental

Vision

Life Insurance

Disability Insurance

401(k) with company match

FSA

Employee Stock Purchase Plan

Pet Insurance

Job summary

Wintrust Mortgage is hiring a Loan Originator to bring in new mortgage loans and serve as the primary contact for applicants in Madison, WI. You will guide borrowers through program selection, document gathering, and the closing process with support from the team.

Ideal candidates have 2+ years in mortgage origination, strong knowledge of loan products and federal regulations, and excellent communication skills.

Qualifications

• Minimum two years of mortgage loan origination experience.
• Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
• Knowledge of residential mortgage processing, underwriting and closing procedures.
• Thorough knowledge of federal lending regulations such as Truth-in-Lending and RESPA.
• Ability to analyze financial information.
• Excellent interpersonal and communication skills required.
• Pleasant and professional demeanor is essential.
• Work requires sound judgment and diplomacy.
• Outlook proficiency required.
• Requires NMLS registration under SAFE Act 2008.
• Ability to travel.

Responsibilities

• Assembles and reviews a new application and matches the applicant with a mortgage program.
• File is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled.
• By turning in the file, the Loan Originator goes out to generate new business.
• Assists the borrower in determining the proper loan program, completing the loan application and gathering supporting documentation.
• Conducts preliminary underwriting reviews.
• Remains front line contact with the borrowers.
• A credit report is obtained and analyzed by the Loan Originator.
• The Loan Originator is heavily involved with the client during the application and closing process.
• Develops referral relationships with realtors, builders, bankers and other sources to proactively solicit new business.

Skills

Interpersonal skills

Communication skills

Customer service

Negotiation

NMLS registration

Travel flexibility

Job description

Wintrust Mortgage is hiring a Loan Originator to bring in new mortgage loans and serve as the primary contact for applicants in Madison, WI. You will guide borrowers through program selection, document gathering, and the closing process with support from the team.

Ideal candidates have 2+ years in mortgage origination, strong knowledge of loan products and federal regulations, and excellent communication skills.