Mortgage Operations Specialist - Closings & Post-Closing

Unity Bank; Clinton (NJ); On-site; USD 70,000 - 100,000; Full time

Job summary

Unity Bank seeks a Mortgage Loan Operations Specialist to manage residential mortgage loans across opening, disclosures, closing, post-closing, and investor delivery. You will coordinate with appraisal/title providers and ensure compliance with investor requirements.

The role emphasizes processing accuracy, deadlines, and collaboration with the Operations team to optimize workflows and reporting within a paperless environment.

Qualifications

• 5 years conventional mortgage experience required.
• 5 years closing/post-closing operations experience required.
• Ability to analyze settlement packages and title reports is required.
• Detailed knowledge of FNMA/FHLMC guidelines is required.
• Knowledge of Automated Underwriting Systems LP/DU is recommended.
• Excellent communication skills, both written and verbal, are required.
• MS Word Suite required.

Responsibilities

• Open loans with accurate data entry and generate initial disclosures.
• Order and track appraisals, title work, flood certifications, verifications and payoffs.
• Monitor files to ensure deadlines are met.
• Prepare closing packages and investor documents; review closing disclosures for accuracy.
• Coordinate closing with settlement parties; verify loan terms, title, insurance and fees.
• Deliver loans to investors and servicing partners; clear suspense conditions and funding requirements.
• Identify training deficiencies within the department; contribute to process improvements.
• Serve as MERS Officer for the Mortgage lending department; perform periodic reporting.

Skills

Excellent communication

Settlement packages analysis

Mortgage forms and documents knowledge

Data entry accuracy

Organizational skills

Work in paperless and remote env

Tools

MS Word Suite

Job description

Unity Bank seeks a Mortgage Loan Operations Specialist to manage residential mortgage loans across opening, disclosures, closing, post-closing, and investor delivery. You will coordinate with appraisal/title providers and ensure compliance with investor requirements.

The role emphasizes processing accuracy, deadlines, and collaboration with the Operations team to optimize workflows and reporting within a paperless environment.