Mortgage Post-Closing Specialist: Compliance & Docs Expert

Atlanta Postal Credit Union; Atlanta (GA); On-site; USD 30,000 - 37,000; Full time

Benefits offered by this job

Medical coverage with generous company

Dental coverage

Vision coverage

Paid Time-Off

401k with company match

Long-term disability

Company paid holidays

Job summary

Center Parc Credit Union is seeking a Mortgage Post-Closing Specialist to ensure mortgage loans are properly documented, audited, and delivered post-closing to meet investor and regulatory requirements. You will review loan packages for accuracy and collect required documents to support securitization.

The role requires 3 years in mortgage post-closing with a focus on compliance and attention to detail; related experience and 10-Key proficiency are essential.

Qualifications

• Associate’s degree in business management, business administration, related field of study or 2 years’ related mortgage closing work experience in lieu of a degree
• 3 years mortgage post-closing, mortgage operations or equivalent work experience
• Proficiency with 10-Key calculator, keying skills, Microsoft Office software, and document imaging systems
• A working knowledge and understanding of mortgage regulations, compliance, and mortgage loan products

Responsibilities

• Adhere to and deliver on Center Parc’s core values: Serve Exceptionally, Commit to Better, Find the Fun, Invest in Integrity, Follow the Numbers, Go Forth and Conquer, Protect with Passion
• Ensure all required documents (notes, mortgages, Deeds of Trust, assignment riders, disclosures, title endorsements, flood insurances, taxes, PMI, etc.) are present, properly executed with correct signatures and dated, and properly recorded
• Identify, research, and resolve post-closing exceptions, document errors, missing documents, and title or vesting issues through follow up with origination, closing, underwriting, title companies, and other third-party vendors
• Verify recording of security instruments and maintain tracking of recording confirmations documents and final title policies; obtain and file recorded documents
• Ensure the loan file meets specific secondary market investor requirements to facilitate a seamless sale (includes clearing Guild post-closing conditions)
• Prepare and deliver loan files and electronic documents to investors; complete required delivery schedules and reporting
• As applicable, Coordinate with custodians and warehouse lenders regarding funding documentation, endorsements, and custodial deliveries
• As needed, prepare package supplemental documents (mortgage assignments, satisfactions, estoppel certificates)
• Update loan origination and post-closing tracking systems with statuses, documentation, and status notes; Compare the final loan data in Meridian Link Mortgage against the documents to ensure 100% accuracy
• Maintain logs of common errors or reoccurring issues; recommend process improvements to reduce exceptions, shorten delivery timelines, and improve file quality
• Complete varied complexity tasks and demonstrate problem-solving to resolve issues
• Ensure loan compliance with FCRA, MLA, ECOA, TILA, FHA, UCC, Regulation Z, HMDA and related laws

Education

Associate’s degree in business management, business administration, related field of study

2 years related mortgage closing work experience in lieu of a degree

Bachelor’s degree in business management, business administration, related field of study

Additional 2 years of mortgage post-closing work experience in lieu of a degree

Certified Mortgage Processor certification (CMP) or other certifications

Advanced understanding of mortgage regulations, compliance, and mortgage loan products

Proficiency with loan origination systems (LOS), Symitar, Meridian Link Mortgage

Tools

LOS

Symitar

Meridian Link Mortgage

Job description

Center Parc Credit Union is seeking a Mortgage Post-Closing Specialist to ensure mortgage loans are properly documented, audited, and delivered post-closing to meet investor and regulatory requirements. You will review loan packages for accuracy and collect required documents to support securitization.

The role requires 3 years in mortgage post-closing with a focus on compliance and attention to detail; related experience and 10-Key proficiency are essential.