Mortgage Operations Pro: Streamline Closings & Compliance

Sovereign Bank; Oklahoma City (OK); On-site; USD 55,000 - 75,000; Full time

Job summary

Sovereign Bank in Oklahoma City, OK is seeking a Mortgage Specialist to support the residential mortgage lending process from application through closing.

This full-time role ensures loans are processed accurately and in compliance with investor, agency, and regulatory requirements while coordinating with lenders, processors, underwriters, title companies, and borrowers to deliver a smooth closing experience. A high school diploma and 2–3 years of mortgage industry experience are required.

Qualifications

• High school diploma is required.
• 2-3 years of mortgage industry experience required.

Responsibilities

• Review loan files for completeness, accuracy, and compliance with company, investor, and agency guidelines.
• Collect, organize, and verify borrower documentation, including income, assets, credit, and collateral information.
• Coordinate with loan officers, processors, underwriters, title companies, and closing agents throughout the loan lifecycle.
• Monitor loan pipeline and proactively identify and resolve conditions or documentation deficiencies.
• Prepare, review, and coordinate mortgage closing packages, ensuring all loan documents are accurate, compliant, and delivered in a timely manner to facilitate a smooth closing process.
• Ensure compliance with federal, state, investor, and company mortgage lending requirements.
• Review disclosures, underwriting conditions, and closing documents for accuracy.
• Assist with funding, post-closing, and quality control functions as needed.
• Maintain accurate loan records and update loan origination systems in a timely manner.
• Communicate effectively with internal teams and external partners regarding loan status and outstanding requirements.
• Support audits, compliance reviews, and investor requests.
• Meet established service-level agreements and production goals.

Education

High school diploma

2-3 years mortgage industry experience

Job description

Sovereign Bank in Oklahoma City, OK is seeking a Mortgage Specialist to support the residential mortgage lending process from application through closing.

This full-time role ensures loans are processed accurately and in compliance with investor, agency, and regulatory requirements while coordinating with lenders, processors, underwriters, title companies, and borrowers to deliver a smooth closing experience. A high school diploma and 2–3 years of mortgage industry experience are required.