Mortgage Loan Officer — Commissioned Growth Role

Regions Bank; Wrens (GA); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank is seeking a Mortgage Loan Officer to direct residential loan origination from borrower to branch network. The role involves processing applications, evaluating credit, and maintaining client relationships while marketing loan products.

Applicants should have a high school diploma, 1 year of mortgage lending experience, and a track record with referral partners. This is a full-time, commission-based position with potential for significant earnings based on location and performance.

Qualifications

• High School Diploma or GED required.
• Minimum 1 year of mortgage lending experience with proven production.
• Extensive experience developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicates progress and obtains required documentation.
• Structures loan to comply with lending practices and Federal regulations.
• Establishes detailed marketing plan including potential and existing customers and frequency of contact.
• Answers customer calls and walk-in inquiries about loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sell bank products and services.
• Reviews surveys and appraisals and addresses encroachments/violations.
• Participates in networking to promote loan products.

Skills

Organizational skills

Mortgage products & regs

Agency & investor regulations

Relationship building

Multi-tasking & deadlines

MS Office

Sales acumen

Verbal & written communication

Georgia location flexibility

Education

High School Diploma or GED

Bachelor's degree (preferred)

Mortgage lending experience

Tools

MS Office

Job description

Regions Bank is seeking a Mortgage Loan Officer to direct residential loan origination from borrower to branch network. The role involves processing applications, evaluating credit, and maintaining client relationships while marketing loan products.

Applicants should have a high school diploma, 1 year of mortgage lending experience, and a track record with referral partners. This is a full-time, commission-based position with potential for significant earnings based on location and performance.