Loan Underwriter I: Fast, Trusted Credit Approvals

Fort Bragg Federal Credit Union; Fort Bragg (NC); On-site; USD 50,000 - 75,000; Full time

Job summary

Fort Bragg Federal Credit Union seeks an experienced loan professional to originate consumer and real estate loans by evaluating creditworthiness and compliance with policies. You will order credit reports, perform inquiries, and process approvals or denials to ensure timely disbursal.

The role requires handling mortgage products such as 1st/2nd liens and FHA Title, with strict adherence to SAFÉ Act and BSA requirements. Strong communication and numerical skills are essential.

Qualifications

• Must be able to verify creditworthiness and assess loan eligibility.
• Proficient in processing and documenting loan applications and approvals.
• Experience with credit bureau reports and mortgage/HELOC products preferred.

Responsibilities

• Originate consumer and real estate loans by reviewing credit-worthiness.
• Order and review credit bureau reports and perform inquiries.
• Approve or deny credit requests per policy and authority level.
• Disburse approved loans and ensure proper documentation for closing.
• Maintain compliance with lending laws and internal procedures.

Skills

Credit underwriting

Lending knowledge

Communication skills

NMLS knowledge

Customer service

Education

High School diploma

NMLS registration

Lending training

Tools

MS Office

Credit reporting software

Lending software

Job description

Fort Bragg Federal Credit Union seeks an experienced loan professional to originate consumer and real estate loans by evaluating creditworthiness and compliance with policies. You will order credit reports, perform inquiries, and process approvals or denials to ensure timely disbursal.

The role requires handling mortgage products such as 1st/2nd liens and FHA Title, with strict adherence to SAFÉ Act and BSA requirements. Strong communication and numerical skills are essential.