Electronic Payments Specialist - Impactful & Precise

PENAIR CREDIT UNION; Pensacola (FL); On-site; USD 29,000 - 32,000; Full time

Benefits offered by this job

Continuing education up to $15K

Student loan payoff

Adoption assistance

Wellness programs

Gym membership reimbursement

Career development resources

Financial wellness resources

Tech purchase assistance

Job summary

PenAir Credit Union is seeking a specialized Electronic Payments role in Pensacola. You will monitor, review, and process electronic payment activity, including wires, ACH, and RTP, ensuring accuracy, timeliness, and compliance with NACHA, NCUA, and related rules.

The role requires a two-year degree and 3–5 years in payments or deposit operations; certifications like AAP/NCP are preferred. We offer a competitive benefits package and a starting hourly rate that reflects experience.

Qualifications

• Two-year college degree or equivalent coursework.
• Preferred certifications include Accredited ACH Professional (AAP) and National Check Professional (NCP).
• Employees are encouraged to pursue and maintain industry certifications.

Responsibilities

• Process electronic funds transactions, including wires, share drafts, Check 21, return cash letters, ACH, and RTP activities.
• Identify unusual activity, risks, and potential fraud; apply risk-based decision making.
• Assist with audits, training, and procedural documentation; support cross-functional projects.

Skills

Customer service

Communication

Risk awareness

Education

Two-year college degree

AAP certification

NCP certification

Tools

Electronic payments systems

Job description

PenAir Credit Union is seeking a specialized Electronic Payments role in Pensacola. You will monitor, review, and process electronic payment activity, including wires, ACH, and RTP, ensuring accuracy, timeliness, and compliance with NACHA, NCUA, and related rules.

The role requires a two-year degree and 3–5 years in payments or deposit operations; certifications like AAP/NCP are preferred. We offer a competitive benefits package and a starting hourly rate that reflects experience.