Rental Credit Analyst: Mitigate Risk & Drive Growth

Ryder System, Inc.; Des Moines (IA); Remote; USD 55,000 - 65,000; Full time

Job summary

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness and risk for Ryder's Rental, National Rental, and FMG segments. The role provides value-added analysis and recommendations to support sales growth while mitigating risk.

The position requires 2+ years in commercial credit, experience in financial statement analysis, and strong Excel skills. Collaboration with sales, collections, and operations is essential to manage credit lines and potential losses.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit; two (2) years or more experience in financial statement analysis preferred.
• Ability to analyze and interpret financial data; develop spreads; assess credit risks.
• Strong time management, multitasking, and communication skills; able to manage diverse stakeholders.

Responsibilities

• Analyze credit requests on new customers and increases in credit lines.
• Review credit reports, company history, and financial statements.
• Provide risk-based recommendations to local management to balance sales and risk.
• Communicate high-risk accounts to loss prevention, sales, and operations as needed.
• Verify documentation and security; assist in daily credit hold mailbox tasks.

Skills

Financial analysis

Credit risk

Spreadsheets

Multi-tasking

Communication skills

Relationship building

Independent work

Team collaboration

Education

Bachelor's degree in business, finance or accounting

Tools

Microsoft Office

Cortera

Equifax

Job description

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness and risk for Ryder's Rental, National Rental, and FMG segments. The role provides value-added analysis and recommendations to support sales growth while mitigating risk.

The position requires 2+ years in commercial credit, experience in financial statement analysis, and strong Excel skills. Collaboration with sales, collections, and operations is essential to manage credit lines and potential losses.