Credit Analyst I — Growth in Commercial Lending

The Polish National Credit Union

Westfield (MA)

On-site

USD 60,000 - 90,000

Full time

2 days ago
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Job summary

Polish National Credit Union is seeking a motivated professional to advance in Commercial Lending. The role involves analyzing financials, assessing creditworthiness, and assisting in loan processing for member businesses.

The position emphasizes growth in commercial lending with opportunities to develop expertise in credit analysis, underwriting standards, and regulatory compliance within a full-service, member-owned credit union.

Qualifications

  • Bachelor's degree in finance, accounting or closely related field; 1–3 years in member business lending preferred.

Responsibilities

  • Collect documents from members and maintain credit files.
  • Spread operating history and financial statements of borrowers.
  • Review background credit and legal information to validate credit worthiness.
  • Assist with loan processing and annual reviews for straightforward loans.
  • Monitor loan covenant compliance and issue compliance letters when applicable.
  • Prepare and assist with underwriting and Credit Approval Memorandums.

Skills

Financial analysis
Interpersonal skills
Microsoft Office
LoanVantage

Education

Bachelor's degree in finance or accounting

Tools

LoanVantage or similar

Job description

Polish National Credit Union is seeking a motivated professional to advance in Commercial Lending. The role involves analyzing financials, assessing creditworthiness, and assisting in loan processing for member businesses.

The position emphasizes growth in commercial lending with opportunities to develop expertise in credit analysis, underwriting standards, and regulatory compliance within a full-service, member-owned credit union.

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