Commercial Credit Analyst — Hybrid, Growth Path

Advia Credit Union; Gurnee (IL); Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

Life insurance

Disability coverage

Paid time off

Holidays

Parental leave

Tuition reimbursement

Free Telemedicine

Employee Assistance Program (EAP)

Wellness initiatives

Volunteer hours

Job summary

Advia Credit Union is seeking a skilled Commercial Credit Analyst to evaluate financial statements for loan risk and credit quality. You will underwrite requests, assess collateral, and ensure policy compliance while collaborating with lenders to define requirements and mitigate risk.

The role requires 3–5 years in commercial credit analysis and a college degree, with Sageworks experience preferred. This hybrid, full-time position supports members in a fast-paced financial environment.

Qualifications

• Three to five years of Commercial Credit Analysis experience.
• Minimum of three years of Commercial Lending experience.
• Understanding of financial analysis and credit worthiness.
• Sageworks credit analysis software experience preferred.

Responsibilities

• Underwrites existing and prospective commercial client requests.
• Assesses collateral offered and its marketability to make certain the credit relationships meet internal policy guidelines and regulation standards.
• Reviews and ensures commercial loan policy compliance throughout the commercial lending process.
• Works closely with commercial lenders to understand the request, defining credit requirements and risk mitigation to make credit recommendations.

Education

College degree

Tools

Sageworks

Job description

Advia Credit Union is seeking a skilled Commercial Credit Analyst to evaluate financial statements for loan risk and credit quality. You will underwrite requests, assess collateral, and ensure policy compliance while collaborating with lenders to define requirements and mitigate risk.

The role requires 3–5 years in commercial credit analysis and a college degree, with Sageworks experience preferred. This hybrid, full-time position supports members in a fast-paced financial environment.