Commercial Credit Underwriter & Loan Specialist

Credit Union National Association, Inc.; North Canton (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

Credit Union National Association, Inc. is seeking a skilled Commercial Credit Underwriter to assess risk for commercial loans. The role involves analyzing financial statements, cash flows, and credit reports, and supporting the documentation process from pre-approval to funding.

The candidate will perform underwritings, assess collateral, and ensure compliance with policies and regulations, while coordinating with lenders and customers to obtain required information.

Qualifications

• Bachelor's Degree in a related field.
• 3–5 years’ experience in credit underwriting (business underwriting preferred).
• 3–5 years’ experience as a collections manager.
• Knowledge of FDCPA and FCRA.
• Experience with LaserPro for commercial loans (1+ year).
• Experience with Loan Vantage for commercial loans or similar underwriting software (1+ year).
• Proficiency in Microsoft Excel and Word.

Responsibilities

• Underwrite new lending opportunities and perform initial screening.
• Pull Credit Report via Loan Vantage and LexisNexis for relationships > $500,000.
• Prepare underwriting presentations and facilitate initial underwriting of transactions.
• Assess collateral, risk rating and cash flow analysis for loans.
• Ensure compliance with lending policies and regulatory requirements.
• Coordinate with lenders and customers to gather necessary information.

Skills

Communication skills

Attention to detail

Self-motivated

Strong writing skills

Education

Bachelor's Degree

Tools

LaserPro

Loan Vantage

Job description

Credit Union National Association, Inc. is seeking a skilled Commercial Credit Underwriter to assess risk for commercial loans. The role involves analyzing financial statements, cash flows, and credit reports, and supporting the documentation process from pre-approval to funding.

The candidate will perform underwritings, assess collateral, and ensure compliance with policies and regulations, while coordinating with lenders and customers to obtain required information.