Entry-Level Credit Analyst – Commercial Lending

PNCU Insurance Services, LLC.; Westfield, Northern (MA, KY); Hybrid; USD 52,000 - 68,000; Full time

Job summary

Polish National Credit Union is seeking a motivated professional for a Commercial Lending Analyst role. The candidate will review borrower information, analyze financial statements, and assist in loan processing within a credit union setting.

The position requires 1–3 years of related experience, a foundation in financial analysis, and a strong work ethic. The team emphasizes growth, learning, and delivering sound lending decisions in a community-focused environment.

Qualifications

• Bachelor's degree in finance, accounting, or closely related field; knowledge of member business lending required or preferred.
• 1–3 years of experience in a credit union or similar financial environment with knowledge of financial analysis and credit management.
• Background in financial analysis preferred and willingness to learn and grow in lending responsibilities.

Responsibilities

• Collect and organize documents for credit files and loan files.
• Spread operating history, financial statements, and tax returns for borrowers and entities.
• Perform initial reviews of members by analyzing credit and legal information to assess credit worthiness.

Skills

Financial analysis

Credit judgement

Analytical thinking

Member business lending

Education

Bachelor's degree in finance, accounting, or related field

Tools

LoanVantage

Spreading software

Microsoft Office

Job description

Polish National Credit Union is seeking a motivated professional for a Commercial Lending Analyst role. The candidate will review borrower information, analyze financial statements, and assist in loan processing within a credit union setting.

The position requires 1–3 years of related experience, a foundation in financial analysis, and a strong work ethic. The team emphasizes growth, learning, and delivering sound lending decisions in a community-focused environment.