Credit Analyst I: Commercial Lending Underwriter

First Bank; Sheridan (WY); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, dental & vision

Paid time off

401(k) with company match

Job summary

First Bank in Wyoming is seeking a Credit Analyst I to support commercial lenders with credit analysis, underwriting, and portfolio management. You will spread financials, prepare credit memos, and assist with loan approvals while ensuring compliance with policies and regulatory requirements.

The role emphasizes accurate financial analysis, collaboration with lenders, and timely completion of training and development within the division.

Qualifications

• 0–2 years of similar or related experience.
• Associate's Degree in business, finance, accounting, or economics is required; Bachelor's degree is highly preferred.
• An equivalent combination of education and experience may be considered.

Responsibilities

• Underwrite new and renewing commercial loan requests (real estate, construction, C&I, SBA).
• Prepare credit memos and analyze financial statements across loan packages.
• Review loan structures, collateral, risk ratings, covenants and conditions.

Skills

Credit analysis

Financial statement analysis

Underwriting

Organizational skills

Communication

Education

Associate's Degree in business/finance/economics

Bachelor's Degree in business/finance/economics (preferred)

Tools

nCino

Microsoft Office

Excel

Job description

First Bank in Wyoming is seeking a Credit Analyst I to support commercial lenders with credit analysis, underwriting, and portfolio management. You will spread financials, prepare credit memos, and assist with loan approvals while ensuring compliance with policies and regulatory requirements.

The role emphasizes accurate financial analysis, collaboration with lenders, and timely completion of training and development within the division.