Credit Analyst I - Commercial Lending Underwriter

First Bank of Wyoming; Evanston (WY); On-site; USD 45,000 - 65,000; Full time

Job summary

First Bank of Wyoming is seeking a Credit Analyst I to assist commercial lenders in underwriting, credit analysis, and portfolio management. The role involves spreading financials, preparing credit memos, and ensuring compliance with loan policy while supporting loan officers across real estate, C&I, SBA, and construction loans.

Ideal candidates have 0–2 years of related experience with an associate degree; a bachelor’s is preferred.

Qualifications

• 0-2 years of similar or related experience
• Bachelor's degree in business, finance, accounting, or economics preferred
• Ability to manage a sales pipeline and meet goals

Responsibilities

• Underwrite new and renewing commercial loan requests in various sectors
• Spread and analyze financial statements and tax returns
• Prepare credit memos and assist with portfolio management
• Support loan officers with closings and annual reviews
• Monitor covenants and review loan packages for risk

Skills

Sales pipeline management

Problem solving

Organizational skills

Time management

Communication skills

Interpersonal skills

Customer service

Self-motivation

Calm under pressure

MS Office

10-key proficiency

Education

Associate's Degree in business/finance/accounting/economics

Bachelor's Degree preferred

Equivalent education/experience considered

Tools

nCino

Built system

Excel

Job description

First Bank of Wyoming is seeking a Credit Analyst I to assist commercial lenders in underwriting, credit analysis, and portfolio management. The role involves spreading financials, preparing credit memos, and ensuring compliance with loan policy while supporting loan officers across real estate, C&I, SBA, and construction loans.

Ideal candidates have 0–2 years of related experience with an associate degree; a bachelor’s is preferred.