Commercial Loan Closings & Documentation Specialist

HomeTrust Bank; Tennessee; On-site; USD 55,000 - 76,000; Full time

Job summary

HomeTrust Bank is seeking a Commercial Loan Closing Specialist to assist in preparing loan documents for commercial closings and to coordinate the process through bankers and attorneys. The role supports policy, procedures, and regulatory compliance to minimize risk in commercial lending.

Responsibilities include assembling packages, ordering certifications, verifying funding, reviewing credit packages, and ensuring adherence to Patriot Act and HMDA/CRA requirements.

Qualifications

• 3+ years of experience in preparing and reviewing commercial loan documents.
• Knowledge of basic legal concepts including real estate transactions.
• Knowledge of commercial loan products and services.
• Well-developed written and verbal business communication.
• Proficient administrative and organizational skills.
• Self-motivated with attention to detail.

Responsibilities

• Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
• Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
• Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
• Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
• Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
• Reviews preliminary closing documents including hazard, liability, builder’s risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
• Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
• Maintain confidentiality and security of sensitive information.

Skills

Commercial loan documentation

Paralegal experience in closings

Legal concepts (real estate)

Written & verbal communication

Administrative & organizational skills

Detail-oriented

Independent work ability

Education

High school diploma or equivalent

College degree in business or related field

Tools

LaserPro

Microsoft Office

Job description

HomeTrust Bank is seeking a Commercial Loan Closing Specialist to assist in preparing loan documents for commercial closings and to coordinate the process through bankers and attorneys. The role supports policy, procedures, and regulatory compliance to minimize risk in commercial lending.

Responsibilities include assembling packages, ordering certifications, verifying funding, reviewing credit packages, and ensuring adherence to Patriot Act and HMDA/CRA requirements.