Precision Commercial Loan Closings Specialist

HomeTrust Bank; Charlotte (NC); On-site; USD 65,000 - 90,000; Full time

Job summary

HomeTrust Bank in Charlotte, NC seeks a Commercial Loan Closing Specialist to assist in the preparation of loan documents for commercial closings and coordinate with bankers and attorneys. You will review documents for compliance with policies and regulations, ensure accurate closing packages, and support risk management in commercial lending.

Strong written/verbal communication and MS Office skills are essential. Previous paralegal or loan-closings experience is preferred.

Qualifications

• High school diploma or equivalent.
• 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings.
• Knowledge of basic legal concepts including real estate transactions.
• Knowledge of commercial loan products and services.
• Well-developed written and verbal business communication.
• Proficient administrative and organizational skills.
• Self-motivated with attention to detail.
• Ability to prioritize duties and work independently.
• Ability to meet designated deadlines while remaining flexible to changing assignments.
• Proficient in Microsoft Office products.

Responsibilities

• Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
• Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
• Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
• Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
• Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
• Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
• Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
• Maintain confidentiality and security of sensitive information.

Skills

Commercial loan documentation

Paralegal experience

Microsoft Office

Attention to detail

Time management

Education

High school diploma or equivalent

College degree in business or related field

Tools

LaserPro

Job description

HomeTrust Bank in Charlotte, NC seeks a Commercial Loan Closing Specialist to assist in the preparation of loan documents for commercial closings and coordinate with bankers and attorneys. You will review documents for compliance with policies and regulations, ensure accurate closing packages, and support risk management in commercial lending.

Strong written/verbal communication and MS Office skills are essential. Previous paralegal or loan-closings experience is preferred.