Commercial Lender: Grow Loans & Client Relationships

Prosperity Bank and Trust Co; Wichita Falls (TX); On-site; USD 80,000 - 120,000; Full time

Job summary

Prosperity Bank and Trust Co in Wichita Falls, TX, seeks a Commercial Lender (Full Time) to grow and retain profitable client relationships. You will structure loans, conduct credit analyses, and cross-sell banking products to enhance revenue while managing risk.

The role requires a background in lending, strong communication skills, and the ability to work independently within our commercial banking team.

Qualifications

• Bachelor's degree in finance, accounting or another related field is preferred.
• Typically, a minimum of 4 years direct lending or credit support related experience with focus on business relationships.
• Familiarity of the sales, loan processing and closing processes.

Responsibilities

• Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area.
• Requires skills and experience loan structuring and credit analysis.
• Generating a wide variety of commercial and real estate loans.
• Closing loans typically in the $1 million to $10 million range.

Skills

Client relationship management

Credit analysis

Sales/cross-selling

Education

Bachelor's degree in finance, accounting or related field

Job description

Prosperity Bank and Trust Co in Wichita Falls, TX, seeks a Commercial Lender (Full Time) to grow and retain profitable client relationships. You will structure loans, conduct credit analyses, and cross-sell banking products to enhance revenue while managing risk.

The role requires a background in lending, strong communication skills, and the ability to work independently within our commercial banking team.