Commercial Lending Relationship Manager

Prosperity Bank; Cisco (TX); On-site; USD 85,000 - 135,000; Full time

Job summary

Prosperity Bank is seeking an experienced Relationship Manager to grow and retain profitable commercial banking relationships in Texas. You will leverage extensive product knowledge, credit expertise, and strong transaction skills to serve clients and prospects.

The role emphasizes cross-selling, loan structuring, and credit analysis, with opportunities spanning small business to commercial real estate. You will be measured by revenue generation, risk management, and franchise growth.

Qualifications

• Bachelor’s degree preferred in finance or related field.
• Formal credit training or underwriting knowledge preferred.
• Minimum of 4 years in direct lending or credit support.
• Knowledge of commercial banking products and services including C&I; owner-occupied and investment CRE loans.
• Ability to grow loans and client relationships and cross-sell bank products.

Responsibilities

• Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area.
• Requires skills and experience loan structuring and credit analysis.
• Generating a wide variety of commercial and real estate loans.
• Closing loans typically in the $1 million to $10 million range.
• Contributes to deposit growth by cross selling and promoting additional banking products
• Other duties as assigned.

Skills

Credit analysis

Loan structuring

Interpersonal skills

Business development

Cross selling

Communication

Education

Bachelor’s degree in finance, accounting or related field

Job description

Prosperity Bank is seeking an experienced Relationship Manager to grow and retain profitable commercial banking relationships in Texas. You will leverage extensive product knowledge, credit expertise, and strong transaction skills to serve clients and prospects.

The role emphasizes cross-selling, loan structuring, and credit analysis, with opportunities spanning small business to commercial real estate. You will be measured by revenue generation, risk management, and franchise growth.