Commercial Credit Analyst: Underwriting & Risk Analytics

Fifth Third Bank

Cincinnati (OH)

On-site

USD 54,000 - 112,000

Full time

1 hour ago

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Job summary

Fifth Third Bank is seeking a skilled Credit Analyst in Cincinnati, OH to underwrite and monitor credit portfolios. You will draft approval memos, analyze financials, and support portfolio reviews while ensuring data integrity and risk controls.

The role requires a Bachelor's in a business field and 2+ years in commercial banking credit analysis, with strong analytical and communication skills. Expect a robust benefits package and a clear path toward senior underwriting responsibilities.

Qualifications

Bachelor's degree in Business, Finance, or Accounting.
2+ years of Commercial Banking credit analysis experience.
Strong financial and risk analysis skills.
Knowledge of banking products and services.
Proficiency in Microsoft Office.
Ability to manage multiple tasks with attention to detail.

Responsibilities

Monitor Credit Excellence and renewals with financial statement collection.
Prepare succinct credit approval memos with risk and projection rationale.
Perform portfolio monitoring, covenant tracking, and risk rating models.
Produce pipeline and portfolio reporting for credit leadership and underwriters.
Run projection models and complete underwriting with limited oversight.
Maintain accuracy and integrity of credit data across systems.