Mid‑Market Commercial Credit Analyst

Fifth Third Bank; Boca Raton (FL); On-site; USD 70,000 - 100,000; Full time

Job summary

Fifth Third Bank is seeking a Senior Credit Analyst to partner with Portfolio Managers, perform underwriting, and support credit monitoring. You will draft documents, prepare for reviews, and develop risk models, while ensuring covenant compliance and timely reporting.

The role requires a Bachelor's in Business and at least 2 years in commercial banking, with strong analytical and communication skills. Based in West Palm Beach, FL, with standard office hours and potential project-based travel.

Qualifications

• Bachelor's degree in Business (Business Administration, Finance, or Accounting).
• Minimum 2 years of Commercial Banking experience.
• Strong financial and risk analysis understanding with financial modeling ability.
• Extensive knowledge of banking products and services.
• Proficiency in internal banking applications and MS Office.

Responsibilities

• Partner with Portfolio Managers in credit and underwriting, performing analytical tasks.
• Draft documentation and prepare for credit reviews with limited support.
• Complete indicative credit information into Banking Systems with minimal errors.
• Prepare risk-rating scorecards and perform tickler analysis to identify risks.
• Develop risk models and advise on obstacles impacting client expectations.
• Monitor covenants, verify updates, and assess compliance reporting.
• Run PD models with oversight and support portfolio reviews for client meetings.
• Contribute to portfolio management actions and special projects as needed.
• Assist with training and handle remedial actions to resolve deficiencies.

Skills

Financial modeling

Analytical thinking

Verbal communication

Written communication

Problem solving

MS Office proficiency

Education

Bachelor's degree in Business

Tools

MS Office

Job description

Fifth Third Bank is seeking a Senior Credit Analyst to partner with Portfolio Managers, perform underwriting, and support credit monitoring. You will draft documents, prepare for reviews, and develop risk models, while ensuring covenant compliance and timely reporting.

The role requires a Bachelor's in Business and at least 2 years in commercial banking, with strong analytical and communication skills. Based in West Palm Beach, FL, with standard office hours and potential project-based travel.