Credit Analyst II: Underwriting & Risk Insights

Fifth Third; Cincinnati (OH); On-site; USD 70,000 - 110,000; Full time

Job summary

Fifth Third Bank in Cincinnati, OH, is seeking a Credit Analyst II to partner with Portfolio Managers on underwriting and risk analysis. You will draft documentation, prepare for credit reviews, and build proficiency in underwriting end-to-end with limited oversight.

The role emphasizes financial modeling, covenant monitoring, and collaboration with the CCU team to identify actions and ensure client satisfaction within risk appetite.

Qualifications

• Bachelor's degree in Business (e.g. Business Administration, Finance or Accounting)
• Strong financial and risk analysis understanding
• Proficiency in financial modelling
• Knowledge of banking products and services
• Proficient in internal banking applications
• Strong verbal and written communication skills

Responsibilities

• Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
• Draft documentation and support credit reviews
• Enter indicative credit information into Banking Systems with minimal errors
• Prepare risk-rating scorecards and analyze ticklers in collaboration with PMs
• Develop risk models and advise PMs of obstacles
• Monitor covenant completion and assess compliance reporting
• Review and rewrite renewals for limited complexity deals
• Support portfolio reviews and client meetings
• Assist with training and special projects as assigned by management

Skills

Financial analysis

Risk analysis

Financial modeling

MS Office

Communication skills

Banking applications

Education

Bachelor's degree in Business

Tools

Banking applications

Job description

Fifth Third Bank in Cincinnati, OH, is seeking a Credit Analyst II to partner with Portfolio Managers on underwriting and risk analysis. You will draft documentation, prepare for credit reviews, and build proficiency in underwriting end-to-end with limited oversight.

The role emphasizes financial modeling, covenant monitoring, and collaboration with the CCU team to identify actions and ensure client satisfaction within risk appetite.