FIG Credit Analyst II: Underwriting & Portfolio Insight

Fifth Third Bank; Chicago (IL); On-site; USD 54,000 - 112,000; Full time

Job summary

Fifth Third Bank is seeking a Credit Analyst to underwrite and monitor credit, prepare approval memos, and support portfolio reviews. The role emphasizes financial modeling, covenant tracking, and risk assessment within a finance-focused banking environment.

The position requires a Bachelor’s degree in Business or related field and 2+ years in commercial banking, with strong communication and analytical skills.

Qualifications

• Bachelor’s degree in Business, Finance, or Accounting required.
• 2+ years of Commercial Banking experience.
• Strong financial and risk analysis capability with financial modeling.
• Knowledge of banking products and services.
• Understanding of corporate structure and legal documents.

Responsibilities

• Monitor credit excellence and collect financial statements for renewals and reviews.
• Prepare succinct credit approval memos with risks, projections and terms.
• Conduct portfolio monitoring, covenant tracking and risk rating analyses.
• Run projection models and support underwriting with limited oversight.
• Produce portfolio reports for leadership and managers.

Skills

Commercial Banking

Financial analysis

Risk analysis

Communication skills

Problem solving

Microsoft Office

Regulatory knowledge

Education

Bachelor’s degree in Business, Finance, or Accounting

Tools

Internal banking applications

Financial modeling

Job description

Fifth Third Bank is seeking a Credit Analyst to underwrite and monitor credit, prepare approval memos, and support portfolio reviews. The role emphasizes financial modeling, covenant tracking, and risk assessment within a finance-focused banking environment.

The position requires a Bachelor’s degree in Business or related field and 2+ years in commercial banking, with strong communication and analytical skills.