Commercial Credit Analyst: Master Risk & Credit Modeling

Fifth Third; Houston (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

The Credit Analyst at Fifth Third Bank is responsible for underwriting and monitoring credit, performing financial analysis, and drafting approval memos for loans and ancillary products. You will build proficiency in the underwriting process from start to finish with limited oversight while supporting portfolio reviews.

You will analyze financial statements, track covenants, run risk models, and ensure data integrity across internal systems, contributing to timely, accurate credit decisions in a

Qualifications

• Bachelor's degree in Business, Finance, or Accounting.
• 2+ years of Commercial Banking experience.
• Strong financial and risk analysis with modeling ability.
• Knowledge of banking products and corporate structures.
• Proficiency with Microsoft Office.

Responsibilities

• Underwrite and monitor credit, prepare credit memos.
• Track financial statements and covenant monitoring.
• Run risk rating models and portfolio reporting.
• Support portfolio reviews and underwriting end-to-end.
• Ensure data integrity across internal systems.

Skills

Financial modeling

Commercial banking

Analytical skills

Microsoft Office

Communication skills

Education

Bachelor's degree in Business

Tools

Internal banking systems

Job description

The Credit Analyst at Fifth Third Bank is responsible for underwriting and monitoring credit, performing financial analysis, and drafting approval memos for loans and ancillary products. You will build proficiency in the underwriting process from start to finish with limited oversight while supporting portfolio reviews.

You will analyze financial statements, track covenants, run risk models, and ensure data integrity across internal systems, contributing to timely, accurate credit decisions in a